Act Now! How to Apply for PM Awas Yojana Online (Earning> 18 Lakh/year)

Launched on June 1, 2015, the Pradhan Mantri Awas Yojana (PMAY) is the Centre’s initiative to address India’s housing shortage, targeting both urban and rural areas as part of its housing-for-all mission. The scheme operates on a demand-driven approach, where states identify eligible beneficiaries through demand surveys based on set criteria. (Source: Housing Ministry)

Know the process to apply for homes under the Pradhan Mantri Awas Yojana.

The scheme is divided in two components. While the PMAY-Urban component of the scheme is valid till December 31, 2024, the PMAY-Gramin component is valid till March 31, 2024.

The Pradhan Mantri Awas Yojana Online Form is for those who want to apply for a housing unit under the Pradhan Mantri Awas Yojana. For this they have to first the Pradhan Mantri Awas Yojana Form.

PMAY online form: Key facts

PMAY online form available at	https://pmaymis.gov.in/
Beneficiary categories	EWS, LIG, MIG-I, MIG-2
Last date to fill PMAY online form for EWS and LIG	December 31, 2024
Last date to fill PMAY online form for MIG	December 31, 2024
Types of PMAY online form	Economically Weaker Section (EWS) Lower Income Group (LIG) Middle Income Group-I Middle Income Group-II

PMAY duration

The duration of the mission was initially seven years from FY 2015-16 to FY 2021-22. The PMAY scheme has now been extended up to 31 December 2024 with all verticals except Credit Linked Subsidy Scheme (CLSS) vertical to complete houses sanctioned up to 31 March 2022. The housing ministry has also stated that during the extended period, no additional houses will be
sanctioned. The Mission period has been extended solely with the purpose of completion of sanctioned houses and no additional houses will now be sanctioned under the PMAY(U).

Who is not eligible for PMAY?

• Those with an annual income of more than Rs 18 lakh.
• Those who own a pucca house anywhere in the country.
• Those who have previously taken any government grant to buy a home

Documents needed to apply for PMAY

For salaried

• Identity Proof: PAN Card/Aadhaar Card/Voter’s Card/Driving Licence
• Nationality Identification Proof (Voter’s Card/Aadhaar Card) – Original and a Copy
• Proof of category: SC/ST/OBC/Minority certificate
• Address Proof: Aadhaar Card/Driving Licence
• Income Proof: Salary slip/Appointment Letter/Salary Certificate
• LIG/EWS Income certificate
• Form 16/Income Tax Assessment Order/Latest Income Tax Return, if applicable
• Certificate of valuation for the property
• Bank statement of last six months
• Plan of Construction
• NOC from housing society/competent authority
• Certificate for the cost of construction
• Construction agreement
• Advance payment receipts
• Allotment letter of property/agreement, or other relevant property documents
• Affidavit stating that the applicant or any of their family members do not own a pucca house anywhere in the country.

For self-employed/business professional

• Identity Proof: PAN Card/Aadhaar Card/Voter’s Card/Driving Licence
• Nationality Identification Proof: Voter’s Card/Aadhaar Card
• Proof of category: SC/ST/OBC/Minority certificate
• Address Proof: Aadhar Card/Driving Licence
• Income Proof
• Form 16/Income Tax Assessment Order/Latest Income Tax Return, if applicable
• Attested financial statements of the business to check the nature and activity of the business
• Bank statement of the last six months
• Plan of Construction
• NOC from housing society/competent authority
• Certificate for the cost of construction
• Construction agreement with details of developer and builder
• Advance payment receipts
• Allotment Letter of property/agreement, or other relevant property documents
• Affidavit stating that the applicant or any of their family members do not own a pucca house anywhere in the country.

Documents need for offline PMAY application

Listed below are the documents that you will have to attach with your PMAY 2024 application at the time of submission:

• Copy of ID proof
• Copy of address proof
• Copy of Aadhaar card
• Copy of income proof
• Certificate of valuation for the property
• NOC from competent authority
• Affidavit stating that you or your family does not own any house in India.

PMAY online form types

You can apply for PMAY 2024 under two broad categories:

Slum dwellers

Slum dwellers are people living in informal settlements within cities in poor living conditions.

Others

Under this category, PMAY applicants are divided into four sub categories:

Beneficiary	Annual income of the household
Economically Weaker Section (EWS)	Up to Rs 3 lakh
Lower Income Group (LIG)	Rs 3 – 6 lakh
Middle Income Group-1 (MIG-1)	Rs 6 – 12 lakh
Middle Income Group-2 (MIG-2)	Rs 12 – 18 lakh

How to download PMAY online form?

Step 1: Visit the official PMAY website, pmay mis.gov.in

Step 2: You will get the option to access your PMAY online form either by providing your father’s name and mobile number or by assessment ID. Select your option, and fill the relevant details.

Step 3: You will now be able to view and download your PMAY online form.

PMAY application verification

Once the PMAY application is submitted, the authorities concerned do the following checks to arrive at a final decision on whether the candidate is eligible for the PMAY subsidy:

PMAY document verification

The first step involves verifying the documents submitted by the beneficiary along with the PMAY application. These includes checking the authenticity of documents such as the Aadhaar card, the address proof, the income proof, etc.

PMAY field verification

In some cases, officials may conduct field visits to verify the details provided in the application. This may include verifying the applicant’s current residential address and other relevant information.

PMAY income verification

Authorities may verify the income details provided by the applicant to determine their eligibility for the scheme. This verification ensures that the benefits reach those who genuinely qualify based on income criteria.

PMAY candidate criminal background check

In certain cases, authorities may conduct background checks to ensure that applicants do not have any criminal records that might disqualify them from availing of the PMAY benefits.

Beneficiary identification

Once the verification process is complete, eligible applicants are identified as beneficiaries of the PMAY scheme.

PMAY approval and allotment

After successful verification, eligible beneficiaries are approved for housing benefits under PMAY. The allotment process commences based on availability and other criteria.

Communication with applicants

Throughout the verification process, applicants may be contacted for additional information or clarification if needed. It’s essential to respond promptly to any communication from the authorities to expedite the verification process.

Status check

Applicants can check the status of their PMAY application online through the official PMAY website using their application reference number. This allows them to track the progress of their application through the verification process.

Final decision

Based on the verification results, a final decision is made regarding the eligibility of applicants for PMAY benefits. Approved beneficiaries are then provided with housing assistance as per the scheme guidelines.